Crossing $10B brings CFPB supervision, the Durbin interchange cap and closer scrutiny of how figures are produced. Preql gives each figure the new reporting depends on an approved definition, a named owner and lineage back to source, before you cross.
1. More reports, on a schedule. Work that ran by hand once a quarter now has to repeat reliably.
2. Harder questions. Examiners ask which systems fed a figure and who approved the logic.
3. Growth by acquisition. Many banks cross by buying another bank and inherit a second set of definitions.

